NoClosingCostMortgage.com
A website of Compared Home Loans LLC  NMLS #2838220
Talk to us. 833-LOW-LEND (833-569-5363)
A smarter no-closing-cost approach

Lender closing costs.
Paid by the lender.

Instead of promising to make every expense at closing disappear, we focus on the mortgage costs the lender can actually control.

  • Complete one mortgage application and credit report.
  • We compare options from more than 100 mortgage lenders.
  • Eligible lender-related closing costs can be paid by the lender.
  • One mortgage company from application through closing.
Lower cash due for lender costs — without pretending taxes, escrows and third-party charges do not exist.
Start Your Application Call 833-LOW-LEND
Lender costs paidDesigned to reduce lender-related charges due from you.
100+ lendersWe compare a broad wholesale lender network.
One applicationApply once instead of starting over company after company.
No information resaleYour inquiry stays with Compared Home Loans LLC.
What “no closing cost” means here

We separate lender costs from the costs nobody can honestly make disappear.

A mortgage closing can include lender charges, third-party charges, taxes, insurance, prepaid interest and escrow deposits. Our no-closing-cost option is designed around lender-related costs — not a giant lender credit intended to pay every expense on the closing statement.

The costs we target
  • Lender underwriting charges, when applicable
  • Lender administrative or processing charges, when applicable
  • Mortgage broker compensation on a lender-paid option
  • Other eligible lender-controlled charges supported by loan pricing
Costs we do not advertise as “free”
  • Property taxes and tax escrows
  • Homeowners insurance and insurance escrows
  • Prepaid interest
  • Title, settlement and other third-party service charges
  • Recording, transfer, mortgage or other government taxes and fees
  • Optional discount points chosen to buy down the interest rate
You still have a choice

Lower cash at closing or a lower rate?

Lender-paid costs can affect mortgage pricing. Depending on your loan, you may prefer the no-lender-closing-cost option or a lower-rate option with more costs paid upfront. We can compare the tradeoff and let you decide.

No lender closing cost option

Use lender-paid compensation and/or lender credits to reduce eligible lender-related charges due from you at closing. This option may carry a higher interest rate than an otherwise available borrower-paid alternative.

Lower-rate option

Choose a lower available rate when it makes more sense, even if that means paying more of the applicable mortgage costs upfront. The better choice depends on your loan size, goals and how long you expect to keep the mortgage.

1

Complete one application

Give us the information needed to evaluate a real mortgage scenario rather than a teaser quote.

2

We compare lenders

We review available wholesale options across a broad lender network and identify the pricing that fits your goal.

3

You choose the tradeoff

Compare the lender-paid-cost option with other available pricing and decide whether lower upfront cost or lower monthly payment matters more to you.

Want to see what your closing-cost options look like?

Start one application with Compared Home Loans LLC. We will compare available mortgage pricing and show you the options that fit your transaction.

Start Your Application Call 833-LOW-LEND
Start Your Application Call 833-LOW-LEND